Has anyone had a similar experience?

However, these "cheap" houses are where the majority of the bad experiences come from because usually for a house to be worth that cheap it is in horrible condition or it's in a location where many tenants do not pay rent. 

It has been my experience, however, that the underwriters tend to low-ball that 75% figure.

Does anyone have experience with out of country cosigner?

Often, over the past 5 years in particular, tech has become the experience.

If anyone would like to DM me or respond to this post feel free, drop some advice and knowledge please, I love hearing different experiences from others which is my favorite way of learning.

I have 16 years of experience in the TK world and can help direct you on which markets to consider. 

My total net worth is about 80k.

@Jason Strauss in our experience, the Top 3 issues owners have with PMCs:1) Communication expectations not met2) Expenses expectations not met3) Task expectations not metSee a pattern?

Knowledge and experience is what matters, and credentials do not guarantee it.As I already told you on your other post - there is no creativity with 121 after the 3-yr window lapsed.