How did you add value to the deal?

Consider investing in low-cost index funds or ETFs, as they provide broad market exposure and diversification.Utilizing tax-advantaged accounts like 401(k)s and IRAs can help maximize your retirement savings.

The value of the land is estimated to be about 35% of the total cost of the project, I have an excellent credit score, high income and very low DTI so qualifying for a loan would not be an issue, other than the fact that I am not a GC.

The interest rate will probably be high.

A house has come up for sale next door to one of their existing houses, and due to the convenience that would provide from an operational standpoint, they want to open up shop there.  

We came across a company called Seek Capital because, unlike other companies, they are willing to approve setting us up with lines of credit based on my wife's credit score and do not require a high monthly revenue like other companies. 

Highly recommend Shawn Cleary in Charleston.

They can provide insights on good deals, share their experiences, and maybe even help you find properties that aren’t listed yet.Consider Financing Options: Look into FHA loans or other first-time homebuyer programs that may allow you to purchase a property with a lower down payment, making it easier to get started. 

Unfortunately when I went and checked reviews for them they were overwhelmingly negative, some of it was stuff you mentioned in your post above, but a lot of other reviews cited downright dishonesty, like the service taking money, not providing the list and not responding to any sort of email contact.

If the tenant causes damage to the property, does builders risk provide adequate coverage?