Don't use craigslist - it became irrelevant a couple years ago - it's full of spammers and scammers - Hotpads, Zillow, trulia Facebook marketplace and your friends network, apartments.com etc - those are places you'll have better luck - Also set up an AirBnB account - depending on where you live you could maybe have luck there - I have a different opinion than Colton about Wichita not having attractions - there's still plenty of conventions, business etc that brings people to town - your AirBnB rate will just have to be competitive if you are only renting out a "room" and not your entire house.  

I think that will take some convincing on the appraisal to reach 75%.From searching, it looks like the appraisal weighs heavy on comps and money put into the property, less on the rent multiplier and cap rate comps? 

What is nice is that you can borrower in the name of an LLC, with high leverage, and rates that are extremely competitive.

Competition is fierce and cash flow is low compared to the rest of the Midwest. 

Curious how this works in competitive and expensive markets, both of which I find myself in.  

It really depends what you have as a competitive advantage.

Competition is high right now for sure. 

Wanted to take advantage of high demand Class A rental market & avoid competitive Spec Build market.

Look at the competition in the area to see how they are finished.  

In a B or C class, a new bathroom is better than your competition's bathroom, likely.