I don't know if you have kids or have any sisters but to automatically think they will be in lock step with your views, especially with hormones playing the role they do at that age is pretty naive.

And if it is getting near 34-40 put a bulb heater or a small heater that kicks on automaticly(cause tenants wont plug one in).

In the event that the Tenant/Buyer substantially defaults on any payments or other obligations required under this Agreement, the purchase option will be automatically void and any monies paid for rent or as option consideration will be retained by the Landlord/Seller as liquidated damages and not as a penalty.

When they specifically EXCLUDE themselves then I automatically know that it is bad for me and my family.

The deficiency waivers here can only be valid upon the execution of the sale contract, not afterwards, meaning that H.R. 3648 is not automatically applied to all short sales.

It's an automatic sale.

To maximize my time, I'm planning submit my homeowner leads' financial statement info to a program in order to automatically calculate debt/income ratio, LTV etc. to qualify them for a short sale, loan mod, or other solutions.

Since there is only prime, FHA, & VA available in terms of mortgages the volume of mortgage business has shifted to FHA due to the high LTV's and low down payments.I agree with Scott to avoid FHA buyers initially if you can build up the cash buyer list.David H.

While not great, I don't spend 10 minutes a YEAR on that investment, my "net cash to owner" is automatically deposited into my bank.

Usually, a lender will automatically do this, but it is ALWAYS best to verify with the lender.This is something that the negotiator should be doing as the first step in the process.