That's pretty standard for MFR.Repairs and CapEx will be closer to 15% combined.Why no water/sewer?

This will just be standard taxes like you earned them in the year you take them out of the IRA in retirement.If this is a ROTH IRA you will NEVER owe any tax on these gains because you already paid tax before the money went into the ROTH.

No guarantees, but worth a try if you've just been trying for a standard conforming refi.

Before COVID I was paying 1.5/2pts higher than standard rates. 

Your best bet is to do a standard 14 day inspection contingency. 14 days from when the seller accepts your offer.

And if so, to who's standard?

C Corp, files an actual separate tax return.Also, if you make a LLC lenders won't be able to give you a standard conforming residential loan which have the best interest rates. 

please note, if you are looking up info on REI Nation, know that up until the past few weeks, it was known as Memphis Investthey didn't change their name because of any issues, they are now in many more cities than just MemphisMemphis Invest has long been the Gold Standard of Turnkey companies

However, with your PRIMARY home, standard loans just need 3%-5%. 

I own one home I am currently house hacking via a standard owner occupied mortgage, but am trying to buy another for either renting by the room or to an entire family.