Hi,Newbie to biggerpockets here.We closed on a house in Chicago and our property manager is adamant that we return the security deposit that was transferred over from the seller.

In other words, you are probably going to end up paying the bill unless you can somehow get the tenant to pay.If a tenant leaves, you should be able to verify the bill status BEFORE refunding any unused security deposit. 

Each fluctuates regularly so it's really just about maintaining that balance between the three as best as you can.

if it's a "cash-out" then it doesn't matter what it's replacing. also, my last cash-out was 4.5% and I know regular investment rates aren't much lower.

I’m currently recovering from a surgery and instead of laying about playing video games I’d like to get myself,kids ,and wife on track to financial security and freedom.

Do you have a regular 9-5 that you drive 65 miles each way to?

From what I can tell, you have the option of using them either as your home inspector or in addition to your inspector to verify the necessity of improvements for the 203k loan (you have to use one) - https://entp.hud.gov/idapp/html/f17cnsltdata.cfmFor regular 203k loans, there is a minimum of $5,000 in repairs to add to the mortgage of the house.

Stuff with less taxable distributions like index funds and growth stocks in regular cash accounts.Thank you guys for your service! 

I’m currently recovering from a surgery and instead of laying about playing video games I’d like to get myself,kids ,and wife on track to financial security and freedom.

We have a security deposit that I would really want to get back.