I would appreciate any guidance or assistance you can provide in this matter.

I provide STR funding. 

Could you provide any insights or recommend a realtor specializing in STR investments in these regions?

@Sumit Verma - we provide SBA loans for gas stations. 

We don’t need housing programs that give folks $ or provide incentives to BUY homes.

Say I met with him and i referred you.Also, he does "double closing" which means he will provide you the funds to do it but obviously it will cost you a %.

If it is per building how do I answer the other questions about rental days (most critical) or rather rental income so as to ensure i am providing the information the IRS requires.

Because the data they provide includes sensitive information like SSN, DL number etc...it's considered GLBA data which has strict legal guidelines on how it's used.If you're curious about how much I truly understand about skip tracing data and different strategies on how to implement it into your marketing, just google Larry Higgins Skip Tracing and you'll find some podcasts I've done on the subject.Good luck on your search.

I'd plan to pay off both loans within 5-7 years with cash flow from the rental and other income and assets.I'm an accredited investor and will still have more than a year of expenses covered in liquid assets and additional funds to buy another 1-2 properties in the next 2 years, which is my goal.I don't know if I've provided enough or the right information to get some opinions if what I'm planning to do with my current house and new home purchase makes sense. 

Hi Zak-Great question.It sounds like your credit union is offering you a Home Equity Line of Credit as they do not expect principal payments and your primary bank is offering you a Home Equity Loan.Personally, I don't like having to pay on an equity loan unless I use some of it and only pay on the part I use.Although, this is a personal decision for you.If you make investments that provide enough cashflow to pay the principal and interest to your primary bank on the equity loan it doesn't really matter to you as others are paying it.Another consideration is the amount of dry powder available to invest.