My dad's office is outside of Orange County so I'm still in deciding process of where to hang my license.

I got a quote from a wells fargo loan officer stating the closing costs for a 203k loan was going to be 8k on a 105k loan.  

I told our Escrow Officer/LPO that I didn't want to close on Friday the 13th nor on the 15th... the Ides of March!

@Wayne Brooks  Out our way Attorneys are last resort.. this person would be best served to simply go to the title and escrow company and sit down with the escrow officer and title officer and walk through the transaction it will be free and they will know as much if not more than any attorney who would have to charge billable hours to get up to speedIn these little SFR transactions very few folks use attorneys for title issues ... they use them for contracts and other issues. but title companies here are the ones you deal with when it comes to these pedestrian liens and encumbrances.

I should note: it's probably unwise to admit you entered the property, even though you had a good faith belief the place was under contract and you had permission to enter... you may make the actual owner feel very violated and their response could be unpredictable and include things like police (if you're lucky) or buckshot (if you're not.)Tell them your suspicions grew when you noticed Yahoo 2 also had the property "listed" at a much higher price.

Thanks Mark Thanks mate,I was going to suggest our office but I have too man secrets written on my walls so we can't meet here hahaSee you soon :)

We almost never have an issue at all with the assignment fee being applied to the down payment, unless the buyer uses a lender we've never used and the loan officer or underwriter don't understand much, and I have to explain it, then they get it. 

I host a real estate investors networking group at my office with few that have gone through it.

We also have a few addendum pages - A page of emergency numbers and non-emergency numbers for local police, fire, utilities.  

Every loan officer on the planet is going to tell you to "build good debt" to replace "bad debt" or a non-existent credit history.