The legal aspects also scare me a bit, but that's mostly out of ignorance rather than knowledge of what goes into it.But since I've read a bit more it seems that hiring a PM might not be in my best interest.

Anywhere else in the country that you feel is the next high end city on the brink of development?!?!?!?

Don’t feel guilty about making money, you did good.

We feel very confident in our underwriting, but given the jump that we made from SFH to an apartment building, we want to ensure we're not missing steps in our DD/inspection plan.Here's our current plan:1) Have a general inspector complete a Property Condition Assessment.2) Have specialists complete an evaluation of the roof, electrical, foundation, and heat source (2 steam boilers).3) Review financials, all leases, existing service contracts, rent roll, tax assessment, rental certificate, and 12 months of work orders.Here's what I'm not sure about:1) Are there DD items (specifically those that we would request from the seller) that are not captured within #3 above that we should be requesting?

By this time you have 25 days left in contract and feel it's too late to switch lenders. 

Feel free to send me a message if so.

Every person I can steer away from Curbio will truly feel like a good deed.

Each carrier will evaluate the property and determine what the cost will be and that's why each carrier has a different premium for the property with generally 85-90% of the coverages being the same.If you feel the dwelling is low see if they have a guaranteed home replacement endorsement that can be added or 150-200% dwelling coverage to truly protect yourself in the event of a total loss.The market is going to be like this until 2025 most likely so the easiest thing to do is raise your deductible without sacrificing coverage.

"I'm so sorry that you had an unpleasant experience and had someone be so rude - this has never happened before in this neighborhood to the best of my knowledge, please come back and stay again"

This can help you make informed decisions and maximize your investment.Keep your wife’s concerns in mind and ensure you both feel confident in the path forward.