Since then, I have been soaking up all the info I can, sorting out my personal financial position (Biggerpockets money podcast has helped with that), and gathering the courage to take the leap into my first deal.

Or at least know where you stand and where you can improve from a personal financial standpoint. 

There are still markets in the United States that allow either the beginner investor, or the seasoned expert to invest at low price points in B class neighborhoods.As real estate prices have generally recovered since the financial crisis, there are still pockets that remain, where if you know what you are doing you can purchase a home for between $60,000 - $100,000 in a solid B class area with infrastructure supporting a tenant and home owner demand (Just ask all of the Midwest folks)These homes range from 2 bedroom, 1 bathroom all the way up to 4 bedroom, 2 bathroom and even duplexes.Price sensitivity is important for many reasons.

My goal is to be financially free and independent within 5 years and working just for fun so I don't get bored and into trouble. 

If you get this under contract ASAP, have all of your ducks in a row for the lenders (borrower PFS', property financials, etc.) and make a lender selection quickly, I don't see why you couldn't close by the hard date. 

I was frustrated with all the financial documents they needed to see.

You'll stand a better chance of getting a good deal though on a property that needs some work.

My goal like most others is to achieve financial freedom through real estate and get out of the rat race as Robert Kiyosaki would say.

I just stand there reading it all like I'm watching a tennis match lol.

Applicants must receive positive references from all previous landlords for the previous 5 years.Applicant may not have any evictions or unpaid judgments from previous landlords.Applicant must exhibit a responsible financial life.