I will most definitely purchase a cost segregation study to nail down what I can depreciate at an accelerated rate.  

Hi, I bought my primary home a few months ago with only 5% down with a great interest rate.

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This is based on a few dozen private lender programs that I utilize for my clients.o Rate buydown ratio: Current norm is a 4:1 ratio, or 1% fee for 0.25% off of rate.

I had hard money for the purchase and got a personal loan for the rehab (half the interest rate).

Or would a non-voucher / market rate tenant pay $2,800 to $3,000?

When interest rates are peak high I started my first investment and was able to cash flow !!

I've been with an insurance company in CT, since I started my rental portfolio, but am looking for other options as it seems their rates have been going up and up. 

As Nathan said, for an MTR - expect their rate to be 12-20%. just be mindful of such!

Rent rates have probably tripled in the last 20 years.