@Lamont MarableIf you have $100,000 house that's temperature set on the water that might be workable is the payouts are in town and you could do a 3 to 5 year lease optionRenting it out or doing a short sale are the only options right nowRule of thumb is don't get involved with underwater house is more than 10% of fair market value, and it better be in great condition in a good locationMost of the houses that are this much underwater have some kind of second mortgage or home-equity loan that they used to pay off credit card debt

Over the past 2 years I've contacted about 10k owner by direct mail, dropping off post cards, 1,000 address mailing lists, direct yellow letters and through all the effort it hasn't transpired to much. 

Should I find these family members send them the yellow card?

The woman who stole it used her credit card within the hour and wrote a check to herself and cashed it the same say.

(Credit cards, - savings, 401k loans) etc...- Even with both units rented I am paying out monthly- I am current with my payments but considering stopping I am out of money!

I am mailing a yellow letter, post card, post card to start.

Bank of America also offers deposit only cards.

LLCs are like anything else, they have merit after tax returns so until you have them any credit cards or lines of credit will be based on your income.

First a yellow letter, then a post card, then a flyer, then what?  

As I started to get the property ready to rent, a City Inspector stopped by and spoke to the guys doing the work and left his card.