I've seen some case studies on independent to AL conversion. What about the opposite direction? Trying to make a plan for unwinding services and meals and just operating on rent.

That company (like many startups) does not release its profitability to investors so you have no idea what its financial health is.

Delay will only make it more painful, and cost you a lot more time and money in the long run.

I took a 6 months hiatus from working then decided to do part time work 9 months ago, while I research and tested starting my own business in the health care field.

That's a long time to wait fore a return on the costs and pain a refi is.Say you pay $2500 per year in interest on your $55k primary. 

CHECK- Health insurance covered?

A reduced exclusion is available if you sell your house before passing those tests because of a change of employment, or a change of health, or because of other unforeseen circumstances, such as a divorce or multiple births from a single pregnancy.

Just because a chocolate bar is out there, doesn't mean it needs to be eaten, nor is it potentially good for your health.

Credit report can give you a lot of information about their financial health.

The mom was also a pain complaining about creaky hinges.Foreigner visitor non citizens collecting workman's comp?