I haven't made it past the broker(full disclosure; it's intimidating) but that's what I'll need to do.

., then the buyer should be aware of that through disclosure.

If this is a 1 to 4 unit property, the buyer is to receive mortgage loan disclosures "required by TILA and RESPA and other disclosures required by Congress into two disclosure forms, the “Loan Estimate” and the “Closing Disclosure.”

Thank you everyone for your responses, I think the best answer at this time is to ask the current owners if I can sublet the property (full disclosure) until my occupancy of one year is up at my duplex I purchased in January then do a conventional loan for the property. 

On the rent to own side do you close through escrow with disclosures, a title report and an appraisalordo you do a "kitchen table" closing where the tenant buyer takes your word for the value of the property and assumes you have title?

Call the PD and ask if you can advertise your unit for police officers (with the disclosure) with a nice discount, and he/she will season the unit back into healthy status after 6 months or so :)You know, like the community officer for large apartment buildings..

Asking the owner the sales price is common because Texas is a non-disclosure state.

Quote for full coverage was $3600 versus $2800 before the disclosure of K&T.  

As long as there is a disclosure about them being estimates is that ok?

Is the paperwork needed from the seller the purchase contract plus addendum/disclosures, authorization to release information form, limited power of attorney, and promissory note?