We don't sell you the home as they do, rather build it out at cost +fee for you, allowing investors to enjoy the upside in price.

If rates DO come down in the future you can consider refinancing, but don't forget there are costs associated with that as well.

Double digit loans of $250-500k can be both cost and qualifying prohibitive.

When you gut a space, costs spiral exponentially because you need to bring everything up to current code!

It’s my understanding it’s very hard to meet reps status working a w2Also I believe once you get above $150k basically you lose any benefits of reps status I think I will be able to qualify for the STR re status if I run the cost segregation when I purchase the house. 

Including utilities in the monthly rent is more likely to cost you and create problems.

I recently contacted them and they spent a lot of time trying to sell me on their mentoring program that costs an arm and leg.

They are typically the opposite of value adds in that they typically have a hands off cost more than the value added.Your broker is correct that Fannie/Freddie are not to use the rent from the ADU. 

Nasty- I like nasty properties, because there is less competition to buy and more money to be made. 

Yes, there are many free resources out there, but books are one of many low-cost educational pieces that pretty much everyone agrees are worth the cost.Happy reading!