The rate and terms are the main cons to the commercial loan which is why many purposely do what you did accidentally (purchase under personal name and loan, then quit claim deed to your LLC).Meanwhile, your profile says you are accountant. 

Don’t know how much is in my profile, but it was an off market deal I found through a contractor I know.

@Philip Ganz Based on your profile I assume you’re joking but we do get that question almost everyday.

The intercompany accounting needs to be figured out, but that might be a minor issue.Your profile indicates you are a non-resident alien for US income tax purposes (Australian living in UAE).You own US LLCs, but we're not sure how they're taxed for federal income tax purposes, because you did not specify. 

The tenet was a single guy and had a great profile from all the screening.

Maybe some private or hard money lenders may consider going even lower depending on the buyer profile, additional collateral, etc. 

I joined BiggerPockets several years ago, but never got around to filling out my profile or making any posts.

I joined BiggerPockets several years ago, but never got around to filling out my profile or making any posts.

What is your risk profile? 

If you're borrowing hard money, then we need to look at the expense profile associated with that form of financing.