Purchase price: $230,000 Cash invested: $20,000 Long-term rental property with high appreciation potential.

Currently, I bike and take the bus to work to save on expenses from owning a car, I meal-prep once a week and eat out only occasionally to save on food costs, and I strategize my regular spending to receive the maximum cashback.Looking forward to interacting with this community and learning more about making smart investment choice.

On the other hand, a 25% cut is too high, considering what she does is what a broker should do; she doesn't provide me with any leads.

At least with the S&P the dead companies fall off but overall RE keeps the underperforming in the mix.If one is high income then just throwing cash at the stock market over the long haul a nice way to go.

@Henry Lazerow I'd budget mid to high 7s for 75% cash out on a 4plex for the foreseeable future (remainder of the year)  My answer is in regards to DSCR loans only. 

That land is directly in the path of growth with many local farmers in the area selling their land to developers putting in high density housing. 

Also, with 5-6 bedroom homes you have a greater opportunity to make it stand out with the theming, as many of the HIGHLY themed homes are  8, 9, BR and larger homes.The key to making the home unique is theming, but not just any theming.

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You'll pay high interest, which offsets the interest you earn on a new investment.

Given the high demand for LTRs in your area and Mountain City's tourist allure, a hybrid approach may be beneficial.