I will most definitely purchase a cost segregation study to nail down what I can depreciate at an accelerated rate.  

Hi, I bought my primary home a few months ago with only 5% down with a great interest rate.

I mean once you talk to them, it's pretty easy to spot if they know what they are talking about.I've work on STRs before and to be honest, it is not the most fun aspect of accounting because the volume of allocating income from all sources (airbnb, vrbo, stripe, direct booking, and so on) to a bunch of random expenses (cleaning, supplies, repairs, advertising, commissions, and all typical real estate expenses).I had to strictly rely on the client's input on what the expenses belong to which property or even units, if the paperwork doesn't say. 

This is based on a few dozen private lender programs that I utilize for my clients.o Rate buydown ratio: Current norm is a 4:1 ratio, or 1% fee for 0.25% off of rate.

I had hard money for the purchase and got a personal loan for the rehab (half the interest rate).

Or would a non-voucher / market rate tenant pay $2,800 to $3,000?

When interest rates are peak high I started my first investment and was able to cash flow !!

As Nathan said, for an MTR - expect their rate to be 12-20%. just be mindful of such!

I almost want to just hire workers full time at an hourly rate and have in the contract they cannot take other jobs until mine is done.  

@Jeremy H.I think you hit the nail on the head here - the problem is 1) the deliberate marketing, plus 2) the genuinely well meaning content from 2016, when prices and interest rates were lower.