A year ago, three people leased a three bedroom apartment, and a $350 fee was charged.  

So we are considering refinancing the house for 128k into a conventional loan which would do three things: drop our interest rate, pay off our debt and get rid of PMI.

Storage for those three units isn't necessary.

I have been listening to the Bigger Pockets podcasts ad nauseum for several months now while I work for my father (when I'm not working with clients I keep the money flowing by doing so) and one of the main things that I have taken away from all of the guests is the majorities' response to the question of "what do you think separates successful investors from those who give up, fail, or never get started with investing?"

You can only learn so much from Bigger Pockets and other resources.

Example: if you are a flipper that wants to buy with low money out of pocket, then you would need to study that system and the private lenders market.

Upon graduation in 2015, my wife and I packed up our belonging and made our way West searching for that ocean breeze and ended up in Los Angeles.Experience:I made a great friend that recently introduced me to bigger pockets, and I've been hooked since.

I specialize in three-families in Boston and would love to share some ideas.

If you're looking for multi family (>4 units), then it's most definitely all pocket listings by way of knowing the right brokers.

And there is such a wealth of information on Bigger Pockets, it's great you can analyze deals with confidence. :)