Because if you can make a 50% down payment it just seems that it is better to invest in other properties requiring less cash

It requires discipline and staying the course.

The benefits on the lending side are huge--lower rates and much lower down payment requirements.

Everything here was calculated online using mortgage calculators ect so obviously not exact.

Tutorials  emphasize the need to do due diligence on all the following:--check for taxes and liens against the property--find out which taxes and liens, if any, will remain attached to the property--make sure it is a buildable lot--to do above, you need to establish how the lot is classified for code purposes, and access the lot specifications, minimums the lot must meet for construction to be allowed--you further need to find out what its sewage situation is because 1) municipalities have different lot minimum specification for lots with public sewage and lots with septic; and 2) if the lot will require the construction of a septic tank, you need to take that into account in your decision.

How we all get around this in the industry is the rest of the states if its a commerical purpose loan no license required..

I was told by my HVAC gut that the government was going to be requiring AC units to be butane based refrigerant replacing R410A so the prices were going up 10-15%. 

@Chase Cline My 2¢, your due diligence still required:1.

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He looked into the online portal and said the build permit will be expiring soon.