I then compare the conservative and "real time" calculators to see what my estimated minimum/maximum cash flow could potentially be.

Maybe you've done the research on comparables and it does make sense. 

I just compare it with other local selling property.Fortunately I found this great forum and start to learn how to invest. 

What I mainly take issue with (okay, that sounds harsh) is that a lot of people are saying nothing in the economy is showing signs of going down in a ball of flames so we have time yet. 

I would probably never lock It up in a CD even if they generate “high yields“ because compared to what you can get with other strategies, they are small but are less risky.

You'll have to find comparable sold properties in order to get an idea of what its worth

The investor that gets this only wants to know whats in it for them, they don't care about just helping you learn (I mean that less harsh than it sounds, they just don't have time to help everyone who reaches out to them), they want to know what they're getting out of the deal.

I have spent almost 4x the amount in marketing this last year as compared to last year with about 70% less deals!!!

The zip codes you chose can have some higher pricing compared to other zip codes in Jacksonville, But, I think it is fairly attainable, even turn key.

I too am relatively new to BP compared to some who have been here for years.