If you can't, then yes you can bring your mother (or another person) onto the mortgage to help increase the income, but keep in mind, the lender will also have to take into account her liabilities as well.If you decide not to do that, or you still can't qualify with her added.

Account Closed, what were your struggles with renting to the college population?

Annual property tax (IMI)?

Only you can calculate what that amount will be (after taking into account how much work needs to be done and what you realistically think the ARV will be and what profit you would be happy with).

My minimum criteria is $100 per month cash flow, and a cash on cash return of 10% annually.  

The annual tax savings would make a full 1+% cap rate difference.Do you guys typically factor in depreciation tax savings when running the numbers on a large complex?

When I ran the credit check, it did show a large number of inquiries followed by a number of accounts closed due to bankruptcy a little over a year ago.She also said that a company handles all her bills so she would need a letter stating the amount of the deposit and rent and they would send us a check. 

Counties reassess property with significantly higher values annually, and local governments assume that they are entitled to a corresponding increase in spending.

A company can only accomplish these goals by keeping its word and by genuinely seeking to help its clients.We will set up automatic payments which will transfer the funds necessary to pay the entire monthly mortgage from our company’s bank account directly to their mortgage account every month on time.

Martin and Account Closed, I'll definitely check out some of those meet ups!