Otherwise you can call the owner's agent, or call the owner directly if there is no agent.

@Edwin SaldivarLiving in one house will be difficult to get financing as a HML will not finance a property with an owner occupied intent.

@Christian M.Encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

What benefits do landlords insurance offer compared to regular home owners?

Hello, I am looking to lock up a owner finance deal to wholesale.

Was going to handwrite letters to property owners in my immediate area and maybe include a photo of my wife and I.Can anyone give me any suggestions on best practices?

As the owner of the land and the builder, would I be able to include all my expected profits with the cost of the land and then build "at cost?"

No foreclosures, most neighbors are long time owner occupants or recent buyers are high income tech people.  

- or should I have the owner of the unit below me file a claim with their insurance?

These are two things you can change pretty quickly with an owner-occupied property.