i am doing heavy amount of research and feel like inflation will grow in the next 2 years so i would like to buy some real estate rentals and a primary for a house hack. many have said all markets are pretty much the same that most are selling high and dont really cash flow but breaks even. which i do not like but the plus side it pays down the property to gain equity. i want to be wise with the funds so my idea is to buy a primary while also keeping an eye out for a rental and buy both in the coming year.if i buy a rental before primary it could affect my DTI and mess up financing for a primary, i could be rushing things but i do not want to make mistakes. i have read every book and ready to be a landlord not a issue. i have a good amount in index funds and max out retirement accounts. any tips on best use of my funds or what steps to do first in regards to rental or primary first then next this that etc, im not into REITS just physical rentals

The 401K plan is a retirement savings strategy so it makes sense that you wouldn’t have access to it until you are at retirement age.

To clarify, my uncle is retiring soon and wants something to keep him occupied.

And now he lives in a lovely $1.2M home in Waltham, MA with three kids and a wife and retirement savings + equity in the home totaling $600K against maybe $700K in debt on his overpriced house and multiple late-model cars.

I am a retired HERS rater and now builder of multi million dollar commercial buildings.

Just retired this last school year from my teaching job and only work on the RE business a few hours a day!!

Purchase price: $264,000 Cash invested: $53,000 Sale price: $385,000 Bought great 4 family in fitchburg at a great price from a retiring landlord looking to edit the game.

While an SDIRA can be a great way to increase flexibility and get higher returns with retirement money, it is not a direct substitute for your own investing.

Hard money wont finance if you live there they like like to avoid the dodd frank laws and primary occupancy consumer protections most likely so you'll be left with heloc options to tap equity, 401k loans from your retirement, savings/cash, and cash advances to fund your rehab. 

My goal was to create generational wealth for my family and have solid income during retirement.