Bylaws and rules can often be changed by the Board (depending on what the higher documents require), while the CC&Rs and Incorporation docs are intended to be more difficult to change and often require a vote with a super majority of all owners to change. 

Many lenders are requiring longer seasoning requirements, will ask for a second appraisal, and will cut value if the comps on the appraisal do not support the value of the property.

so little update, we're working with my broker/underwriter to find out if having the current tenant sign a new lease with my wife's name added to it would satisfy the requirement, (our side only requires a signed lease because it's a "new rental" so perhaps the other side would be "new" to my wife.

There was NO mortgage information, even though I have a mortgage.Conclusion: The only useful information was my name, square footage, number of bedrooms and bathrooms, and the date of purchase, but all of this information is easily available on Zillow or the online tax records. 

Whether it's online communities, networking events, or any other innovative strategies, I'm all ears :)Looking forward to hearing your insights and getting to know everyone here better.

If you find Plano’s current market conditions don’t meet your cash flow requirements, consider looking for properties that need minor rehabs.

Same thing here but with real estate instead of companies.It's not talked about nearly enough by real estate investors, because it requires analysis way beyond the "buy low and sell high" that everyone initially thinks about.

FHA Loans:FHA loans are a popular choice for house hacking because they require a lower down payment (as low as 3.5%) and more flexible credit requirements.

What I would do is do a search online or check with a local realtor or buiness broker to find a property in your area.

This IS the best place online for Investors to chat, Q&A, learn and create relationships.