Both of those strategies could work independent of the other but I'm not sure if they would work well together hopefully @Brian Gibbons can chime in and set everything straight or even @Bill Gulley

I am a 20-year employee of the financial services industry who has decided to take the necessary steps toward entrepreneurship and financial independence.

Coincidentally, he also started investing 7 years ago at age 27 and is now financially independent.  

I saw a webinar  yesterday on renting out to veterans and handicapped people. Basically 3x the rent. I want to do this. Because some places might not be able to yield a good buy and hold with regular tenants. I would ...

I don't wholesale much, but I'm a Realtor and I work with an independent guy that I just really like.

I've been tuned into the idea of early retirement, and I was pointed in the direction of Bigger Pockets by some of the posters on the Early Retirement Extreme and Mr Money Mustache forums.I am 24, currently enlisted in the Army, living in San Antonio Texas, and planning to be financially independent by my mid thirties.

Independence is another.

They would have an incentive to find MoldAn independent inspector could give me a honest opinion that I am looking for

You calculate/budget them independently and then calculate the ratio as a sanity check.

Though whoevers name is on the mortgage needs to independently qualify for the loan.