I have a few commercial realtors that I reached out to, but thought that this community would be great to reach out to as well. 

Is this something you have experienced as well, how did you deal with it?

Most new development is well over this mark and, since there aren't likely to be many more complexes built that offer decent living conditions for lower-end rents, there is probably some room to raise Class B/C leases in the coming years as more people move into Louisville.And, if things do decline, the "luxury" crowd is going to be looking for cheaper digs. 

- I would also check the "straight pay" rental rate in the area as well just in case you can't get a Section 8 tenant to rent the other units. 

Like someone else said earlier the terms of financing can vary significantly based on the lender, as well as the strength of the borrower or the specifics of the deal.

At home, I'm well served by only having a netflix and hulu account and was curious if there are comparable services that cost the same or less than whatever tv packages I'm use to having in hotel stays.I'd welcome any suggestions on how any of you accomplish this. 

Both virtually and possibly occasionally in person as well!

I like a HELOC for an emergency fund, as well. 

I like that you can set up specific start and end dates/times for each code as well. 

The Excess Liability only follows the form of the underlying policies listedYou may have difficulty getting the umbrella because it normally covers over the Auto and Homeowners Liability as well.