go to town hall. find the bulletin board where they post upcoming auctions (mandated by law) and sift through the unorganized postings and find addresses in the neighborhoods you are looking for -you can see which attorney is representing the auction. give them a call and they will tell you the date and time the auction is scheduled for.Or skip the trip to the bulletin board and go to:auction.comforeclosure.comthey tell you the debt collector too and the date and location of the auction.

Whether you collect or not is another story.

Go for commercial.Residential distressed will be around for a couple more years but core areas are recovering faster.Commercial will have distress through at least 2018 from loans resetting that were originated during the boom times.Commercial deals the checks are larger but the deals take longer to close and put together whether a buyer or a broker earning a commission.If you have reserves to live off of while learning the trade that would be best.You could handle some commercial leases for monthly cash flow while getting experience to start doing commercial transactions.

So I googled how to buy houses with out cash or credit BOOM... 

I have tried talking to the bill collectors who call but have not gotten too far. 

I'm also wondering if Owner financing might be the wave of the next REI boom.

Regardless, it is a booming area.  

If the location or building type offers a premium in a booming market, then this could be worth it.

People are just irrational; that's why the casinos are booming here.Anyway, I don't know if that's statistically significant enough to point to a reduced demand for Moore housing around this time of year or not.

Boom, now it'll be a 2 year average of 2015 (when you were honest) and 2014 (when you told the IRS you make $8k/yr or whatever ridiculously low amount you claimed you made).