And lastly , Maybe consider partnering up with local wholesalers and consider 18% return before rehab( and yes those can still be found) , and find a hard money lender that might lend you 80% and 100% Rehab, . 1 year lend and then refinance and get Regular loan , I know you might have to pay the Interest and might take a cut, but is the name of the game, and luckily you might get to 10 to 12%.. 

I'm interested in meeting/referrals for Investor Friendly Realtors, Property Managers, Wholesalers, Contractors, and Lenders.Thanks so much!

A wholesaler will want the property as under valued as possible so they can flip it to another person/investor.  

I'm a wholesaler in Indianapolis and run some digital marketing and mailers.

I feel as if this is the only issue holding me back from beginning my career as a wholesale agent.

Hey Jon - I’m also a MA real estate agent and wholesaler.

I know it was recently "sold" by the wholesaler.

@Rob Massopust even though I’m looking to wholesale the deal, this is what i proposed to the seller...they’re stuck on the upfront cash even though the can make more financing

And meeting with real estate agents, wholesalers, lenders and just networking!

Sounds like you are looking to wholesale the property, which is fine, however standard protocol is to have a POF or pre-approval from a lender.