Hey @Steven Gillmer you will be getting here for the great weather after the heat is gone.

Austin: the crazy politics of California, for the same high price, without the good weather.

Checked out the house during the Christmas holidays while the weather was about 10 degrees.

Mold resistant drywall sheets are about 14 bucks a piece.

Your question seems to boil down to weather you can make reasonable cashflow after paying your debt service each month at 100% financing.

If we were a little luckier with the weather we'd have more exterior work done and likely be insulated and starting drywall right now.

Here are some more summary posts lets try and throw a few more in here and go 21 - 28 and start off with some more weather complainingPost 21 - how cold is too coldWe know the answer to our question of how cold is too cold for construction (right now).

Also you'd have to change it when the weather changes usually a set month or once outside temp changes.

The idea is to buy our first home using FHA, weather it be a regular FHA or 203k doesn't matter to us as long as the property has a good amount of equity.

Plus we had missed that the main electrical line had been weathered and cracked on the side so water had been running down the line and into the panel so we decided to just re-wire the entire house.