Also, the insurance companies are fleeing Florida so I'm definitely not making as much as I would from selling while things are still good.Talk me off the cliff or push me over please.Hi Tim, I'd recommend that you sell the house and invest in a market that offers strong growth potential, affordable property prices, and less risk from natural disasters compared to Florida.

Hello Jonathan, I would definitely recommend the low money down option as long as it cashflows.

I may not have asked specifically for electronic payment recommendations because I did that on a different post, dedicated to asking ONLY that question.

BiggerPockets also has a calculator you can use to analyze deals and I highly recommend you start this as soon as possible, even if you are not ready to buy.

I would recommend asking a title company. 

After breaking down the pros and cons the one thing I'm not unable to estimate is the appreciation difference between brick versus vinyl property and resale value so my question to experience investors is what would you recommend investing in for appraisal?

I'd recommend either going for a legal 3-4 flat or a 2-flat that is duplexed down or up.It's a good idea for your agent find out if any of the units are "non-conforming" or "illegal" before you take the time to show the property and make an offer.

If you have any recommended lenders, it’d be greatly appreciated!

He recommended a DSCR loan instead but the fees seem high ($55,500 to close).

It boils down to being on the ride side of the supply/demand equation.