Lenders are keen on multi family experience, higher downpayment, reserves, credit, and net worth.

I'm trying to evaluate the city of Huntsville, Madison, Harvest, Owens Cross Roads, Meridianville, New Market, Hazel Green and Toney.For anyone that has experience investing in these areas, I'd appreciate your insight on the following:- What areas have the highest tenant demand and why?

I was wondering if anyone have experience with the Rotonda market and if I'm doing anything wrong.

If you find one who has rental properties and has first hand experience that can be VERY helpful.The conflict of interest is a common question, but really a non-issue if you consider the size of the market and how many properties an agent can buy.My team and I work with a lot of investors and yes I personally buy a handful of properties every year, but there are about 30,000 transactions every year in Milwaukee.

I've enjoyed his content and practical advice - can anyone share their experience with his course? 

https://share.icloud.com/photos/0532HVSaNh7nD97YWdv7_FA6A

In my opinion, I would not take the advice you received regarding using OPM is you have no experience in investing in real estate.I would also not look to be a private lender for several reasons1) You are better off putting your money with a corporate bond / CD and get 5-6% with little risk compared to 10% to 12% with much more risk given today's market conditions2) You won't be able to retire getting interest income, which you said is your goal.

If you already come with the experience (i.e) r/e background experience, don't need one.

You did not underwrite this on any of your offerings though, so you're speaking from direct experience not by observation. 

I think I'll just look at this as a learning experience for how I operate going forward and take my chances on having it appraised as is.