Please use an independent insurance brokerage who have access to multiple different carriers.

The appraiser is an independent 3rd party and will ultimately determine their opinion of market value.

The other option is to introduce the full increase at the end of the tenant's current lease and hope they leave without any issues.Typically we will do lease audits on tenants during the due diligence phase of the buying process.

I'm fairly confident the OP has never read a title policy so it's likely it would be difficult for them to determine if the matter is covered, that's why I suggested submitting a claim, believing the worst that can happen is the title insurer denies coverage.Additionally, most listings I've seen contain a caveat that explains the information provided was obtained from the Seller and is believed to be accurate however the information is not warranted and it's recommend the information be independently confirmed.

I'm already financially independent, now I want out of the rat race within the next 5 years. 

Hi Beth,I agree with Catherine, do your research where you would like to invest or live in depending on the method you plan on using.

As part of your due diligence, do a lease audit.  

For others it may be an independent party (e.g., inspector, photographer) who can detail the condition of the properties. 

I am currently taxed as an "independent contractor" although I do have W-2 history at my previous job, so that is one aspect I am missing.

Each Mobile home has independent septic system, shared well, and tenants in place, I don't think zoning is an issue as it is pretty rural but I will be putting a call into the local building department.Thanks is advance!