Deal makers, operators, facilitators, wheeler dealers, not really investors. :) You brought it on yourselves following the gurus and cousins of gurus, the mentors and coaches praying on the newbies who end up doing things similar to the suggested violations of what society expects. :)The perception of wrong doing is broard and deep, And, for good reason, IMO.

Humans are the master species because of our ability to build alliances for an organized cause.One thing I found is that most of the people I was hanging with weren't going the places I wanted to go.

The SAFE Act includes residential lots requiring seller financed deals to run through a mortgage originator, Dodd-Frank further complicates issues for dealers and contractors selling lots or homes along with servicing requirements.

I briefly considered the many used appliance dealers, but decided the couple of hundred dollars I would have saved wasn't worth the risk of them not working in 30 days.

Having the entity alone provides little or no protection if human persons own it or are members of it.

It doesn't seem to be a question of income (I hope you searched the company on the internet and spoke to the supervisor from number listed for human resources as well as required a letter from company stating job offer).

As the gangs and drug dealers are being displaced in the urban core they are winding up in the older burbs where the lowest price points exist.

I built a couple of homes with habitat for humanity and they build them the exact same way you did. 

The dealer on a new car?

The older your kids get, the more super-humanly difficult it becomes to get a bachelor's degree, and the more painful a low income becomes.