I purchased a duplex in March 2021, 6 months later a large storm overwhelmed the drainage on the street and significant flooding happened occured. 

And if that LO you are speaking with is not a top producer, but a barista-turned-loan-officer, due to the events of 2020 (I'm not saying that in a negative way, a LOT of baristas got into the mortgage business after March 2020, and guess who is most likely to mis-quote the >6 property hit? 

@Colin J Parks, ha ha,Colin, I have been started for years, life and health events change plans unexpectedly as we get into the forth quarter.

The leak occurred during excessive rains. 

In terms of walkability It is close by to many shopping and dining areas, while also featuring a lot friendly social events within the neighborhood!

Beyond the Monthly Management, Placement & Maintenance fees, all other fees in our contract are IF EVENT -> THEN fees.

Beyond the Monthly Management, Placement & Maintenance fees, all other fees in our contract are IF EVENT -> THEN fees.

The recommended entry budget is the starting point for your investment amount where you will begin to find a profitable short-term rental.Panhandle–Beach destination; somewhat seasonal; recommended entry budget: $500K South West–Beach destination/snowbirds; somewhat seasonal; $400KCentral East–Beach and events destination; seasonal; $280KCentral West–Beach destination; mostly seasonal; $400KSouth East–Beach and resort destination; year-round rentals; $500KCentral–Theme park destination(events/resort/family); year round market; $300KFlorida Keys–Beach, boating, fishing, family destination; mostly seasonal; $500K

Since Ohio is a deficiency judgment state, I don't believe lenders would be willing to waive the right to obtain judgments against the borrower in the event a foreclosure sale doesn't cover the full amount owed. 

I should have kept it as a rental but it never even occurred to me at the time (almost 25 years ago).