I enjoy it but want to take my first steps.

The property has been close for couple of years and is Bank owned.Thanks

Any good ideas on how to get between the banks and the market??

Depends on the bank.

I got 2 small perrsonal checks from him at closing on a couple small items which gave me a bank account to go to the sheriff's office along with my writ of execution and they seized the money from his account as I timed it for a couple days after he collected his rent on a llc and moved it into his personal account. 

@Chris IrvinChris, you never get in title with a lease option, you control the property.The best way to get on title is sub2 or a wrap or a land contract, now your exit strategy may be a lease w option or a lease w ROFRSee my BP blog "Make money without banks or credit."

I am focusing on roughly 12 unit properties in the Hixson, Soddy, Red Bank area or renovating something on the outskirts of downtown and creating something similar. 

Also, lenders and banks ask for after estimated valued with ADU before they consider loans.

My question is how would i go about financing either a flip or buy and hold in this market as an inexperienced 21yr old who has little chance of getting a loan from a bank or private lendor?

Its a Bank owned property & their asking 128k.