Once your list is created you can select and create a multitude of mailers based on your budget and the mailing is done on auto-pilot. 

I have no debt and a credit score of 686 (Was a 740 but due to fraud on a store cards it was maxed out which effect my score).

It's probably not convenient or cost effective, but it just popped into my  head.

When you pull out equity, to invest the cash, it has a snowball effect.

His neighbor with also 10 acres of ONLY land sold for 60K a few months ago...However, the seller has a judgement (close to 200K) that's gonna go in effect on the 18th.

Can we move into a nice 3-4 family home and still do that effectively, or would it be better to start with something less nice and fix it up?

Hello yes how bad does applying for mortgages effect credit score because apparently i have applied for a loan on a house 6 months ago..and it fell trough and then my realtor wants me to apply with a diffrent lender since the conventional loan fell trough.. 

I’d be interested in knowing your criteria and thoughts around market selection?  

Not knowing your age and any family that you are responsible to effects my ability to give you thorough answers.I agree that real estate is a Team business. 

As a result, it is more cost effective and less hassle to simply buy the insurance and be done with it.