@Jay HinrichsMost of the new MF construction in the Burgh these last few years has been out-of-state money chasing the elusive tech-educated Millennial who's gainfully employed but too stupid to buy a house.

I get your point and I appreciate you weighing in, but for the sake of my own continuing real estate education am I at least barking up the right tree?

Hi @Mitch Messer, Thanks for your reply, Just wondering if you could please advise also like in today's market where house prices are all time high/top, is it worth to buy and rent or wait and watch...Thanks

I am most comfortable with SFR but am intrigued by a duplex to quad unit, but at the same time they worry me if I ever had to get out quickly and quality of tenant potential.So my thoughts on my options are:--Take out both HELOC's and 401k loans and sit on that cash in a money market or similar vehicle along with what I have already to wait for the crash (whenever it arrives), using my personal and rental cash flow and redirecting the extra I'm paying on those existing mortgages to pay off the HELOC and loans quickly--Use my HELOC and stockpiled cash today to go into another, cheaper market somewhere else in the US, and buy up 3-8 more properties, either leveraged or outright. 

I am eagerly looking for educational seminars and networking events in order to expand my knowledge before fully jumping on board into the Real Estate Investment world. 

@Megan Alice I would def strive for at least a 10% Cap Rate in today's market, pointing out a few things:1.

I met with a mortgage broker today and he suggested two options:1.

@Robert WalstonI haven't put down anything as yet...listings are going quickly here, before I can even get an offer on the table, the listing has multiple offers.Not joking, today, July 6th, received an email alert from an agent for multi-fams, texted realtor at 8am to put an offer on a duplex, she calls me 8:15am & says their deadline for offers was 5pm yesterday.

The crash motivated me to educate myself about money.

Sometimes the education and experience is worth more than gold.