Addressing the problems is like trying to put out small individual fires in a forest that is burning.

If you sign the contract and lightning hits the house and it burns down , YOU need to be able to legally get out of it.

Yeah.. maybe it is something I burned into my head from my newbie days listening to the gurus.I have no idea then :)

I want to file a claim if it burns down or blows down.  

Keep the fire burning- don't lose your drive and passion.

I used a search engine and found BTL mortgages at 20% down, with the wording "Small deposit buy to let mortgage."  

Currently a software engineer trying to become more financial independent.

My 100K that was burning my pockets took me 2.5 months to find somewhere to spend it lol, but because I was trying to buy at the right price.Wish you the best of luck!

See.. you are asking the "lazy person" questions.I was the other way around when I was new.I never wondered how many hours of work it was needed to make a deal.I asked, how many hours of the day should I rest/sleep/eat to not burn out and fry my head.See what I am getting at?

So obviously this involves CAP rates and unfortunately not a lot of deals that can be found on public search engines.