Hardi) appropriate for your application.

You may lose the GFD that you put down to put the contract in place, which can be as little as $1 or a larger amount (say 10 percent of the sales price), without the appropriate legal language in place.Additionally, the seller can also put a 48 hour contingency in place, so that if a more "legitimate" offer comes in they can invoke the 48 hour, forcing you to lock the deal down within 48 hours or negate the existing contract that you have.In general, always consult with a good Real Estate attorney before getting a legally binding agreement in place!

Installment # 12 - Insurance Issues for The Real Estate InvestorWorkers’ Compensation – FinalUnderstanding that the relationship between you/your business and those that provide labor and services is not simply a by-product of how you compensate them is the first step in making sure your real estate (and any other business) is protected appropriately from WC (and GL) exposures.

(b) The probable consequences for the decisionmaker and, where appropriate, the persons affected by the decision.

Perhaps a performance bond, taken out by the buyer's contractor would have been appropriate condition of the sale to inject a level of protection for the seller.   

You're essentially the bank in the deal so you'd have to be sure taxes were paid on time, the house is insured with appropriate limits and coverage, and she is maintaining the property so it does not lose value.

Are you able to say definitively that you are reaching a receptive, appropriate audience?

At 10M and more, it is more appropriate to use a stress testing model to eliminate or assume bad debts and look at coverage ratios, liquidity assumptions, you'll see that if certain loans go sour there are different effects on the portfolio and from there you can adjust to the risk perceived.

Using other peoples money, borrowing funds to buy notes, pooling money or using other people's money or splitting ownership of a note are all in the arena of a note broker, not an investor.Speaking of cash flow as a profit received is not really recognizing the annuity received, you may receive $600 a month, but that contribution to your profit changes with every payment on an amortized note, depending on what payment is being received, your profit could be $450 or $45, depending on your discount, which is why cash flow analysis is not really appropriate for note income. :)  

a) Landlord b) Passive investor c) Wholesale d) Rehabilitation 2) Main RE goals: What are the percentages today?