Make sure to shop around. 

Debate is ongoing and one to follow of younarebhoise shopping  (president even mention "more houses on the market" possible)..

Out of curiosity- if you have money for a down payment, make a decent W2 income, and have only two mortgages, why are you shopping for a portfolio lender? 

I spent $18 at the dollar store to get:100 envelopes - about 50 baby blue ones and 50 yellow - actually baby invitations envelopes but...shopped at Office Max didn't find anything.Then I got 100 stamps - my mailing targets 65+CelebrateSome FlowersBatman!

Before you know it, they're buying a brand new car, going on shopping sprees, eating/drinking out a lot, and generally just enjoying the feeling of being so "wealthy" from that new job.

Have you noticed how many stores are going out of business due to online shopping?

As HML goes we are a small shop that carved a niche in a very particular sector of the market that I identified as under served so we stepped right in.for many investors though a nice 9% note for say 5 years that has 60 on time payments .. those will out perform the 12% short term because of the lack of drag.. we do a million a month of that paper.

I just finished doing due diligence on a split use building in Seattle (hair salon + clothing shop at street level + 7 apartments above).

There are two basic kinds of single family places most investor seek:- Newer nicer in good neighborhoods with good schools, convenient travel to work, and plentiful shopping.

., an individual who has relationships with several lenders and shops deals around in order to get the best deal for his/her borrower?