Honestly, (despite what the gurus may say) I don't think the lender gives any consideration to what they will net in foreclosure vs short sale as a factor in approving a short sale.There are two parts to the banks approval process: (in a nut-shell)1) Is there a financial hardship or required relocation?

We have never had a "mentor" heck in the beginning anyone we mentioned it to thought we were nuts.

All brilliant responses and @Russell Brazil great quote!!

@Russell Brazil- can you expand on your answer?

While it´s risky and kind of nuts, I have to admire the "jump first, then build the parachute" attitude!

For our Honolulu, HI rental we provided all basic beach items (cooler too), umbrella (hot rainy days), spice rack, Hawaii coffee and chocolate mac nuts, and a welcome hand written note.

This outstrips London (35 percent), Hong Kong (61 percent), China (64 percent) and Brazil (90 percent).

@Brandon Turner, @Russell Brazil.  

Thank you for that insight @Russell Brazil.

It is tough but you really have to just put the blinders on, on some things, otherwise it will drive you nuts.