I've been hitting the payment on how to get this done the property located in Opportunity Zone, so far I've research FHA 203k loans, Commercial Mortgages and HUD/FHA mMF loans.

Even if the Tenant closes their accounts, Obligo will guarantee the payment and go after the tenant to collect.

I trust no fund to do high quality Hard Money Lending that I will invest in nationwide. 

Then he can go as slow or fast as he wants based on that timeline.50% payment upfront is very generous with someone you don't know.

Collect her rent payments and gift it back to her for tuition or other expenses while avoiding taxation.It would be worth talking to a CPA to see how to position yourself best while protecting yourself and teaching your daughter to live like an adult.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

So just recognize this could be lengthy process if they default.If it was me, I would take it as a non-refundable deposit with a letter of intent and a purchase and sale agreement that the money is a down payment, is not refundable and they must execute the closing by a specific date otherwise they forfeit the money.

She trusts my financial judgement.

If you don't have the down payment, how do you expect to fix roof repairs, replace a furnace, and water heater, and small repairs that are needed?

All this is in you to identify what best you can do with what you know.At the end, this partnership will build on trust or you won't be able to sleep at night.