I guess we are all a product of our own experiences.

These banks can offer products called portfolio loans, which are not subject to the same regulations as "conforming" loans.

I think they offer a good product.

Since Duplexes are treated more like Single Family Residences and not specifically commercial properties their values are typically driven more from Housing Market forces instead of Income Production.

We recently started playing board games again as adults and found there is a whole world of European (or Euro) style board games that are a lot more fun and sophisticated without being too complex.  

This procedure diffuses a lot of emotion out of the owner-tenant relationship.See fixerjay.com, then "Jay's products". 

I do so in order to provide my tenants the best product.

With having less then desirable credit no bank will make you a new loan or offer you a refi product. 

Hi Peter,It looks like FFB insurance has an offering - not as good of coverage as AON's product by the looks of their webpage - but some coverage nonetheless. 

These are in the several hundreds of thousands and up.Small LOCs, like I think you are referring to, are really an exclusive product for high FICO clients - they fuction much like a credit card...