So my enjoyment of renovations can be on a small built-in, or a nice piece of woodwork that I truly enjoy; not in my kitchen forcing me to eat microwavable mac n cheese from my lap.

@Roy N. specifically looking for toronto or south western Ontario - but I’m fairly sure anyone practicing under Ontario law can support me.

At least for now.Wholesaling, fix n flip?

My general intention is to buy and rent out for long run so if I sell my current home it goes against that but I do have some equity so if I sell it I’ll cash out n will be able to pay off my credit card debt and rest of my car loan improving my cash flow about 750 a month.

I would get estimates for utilities connections (gas, water, electric) and then, if it still makes sense, architect's plans made so you can  get building estimates so that you are good to go if AUDs are authorized.Do N-O-T build one without permits and permission.

Originally posted by @Shadonna N.

As a "buy n hold" investor, I personally feel, that major issues (roof, Painting, doors, windows, paying the mortgage, etc) is my responsibility.

Originally posted by @Nick N.

@Harman N. if you are insuring only 1 duplex, and Replacement Cost is between $150k & $200k, then you may find premiums in the $800-$1200 range.Once you have more than 2-3 locations, then the price point can drop to $400-$800, depending on the value, coverage, age, etc.

But this, as @Masa N. is finding out, is a double edged sword.