-----But if you have your own addendum referenced above, here are few others you could add to the list you made:Annual Maintenance Encourage tenants to perform or arrange for annual maintenance checks on their AC units to ensure optimal performance and safety throughout the season.Contact Information for Approved VendorsProvide a list of approved vendors or technicians whom tenants can contact for professional installation, maintenance, or repair of their AC units.Emergency ProceduresInclude information on what tenants should do in case of an AC unit malfunction that may threaten the safety or structural integrity of the property, such as water leaks or electrical issues.

Local banks would be your next bet if you want something competitive but you would run into the same issues with loan value.

Yes, Darren, it can apply to SFR, STR and small multi-families as well as major developments, manufacturing facilities, office buildings, medical buildings, etc.

As others have mentioned, doesn't seem like anything major and can/should be an easy/cheap fix.Just my opinion and don't forget "There is nothing wrong with any deal as long as the price is right" lolAll the best

Basement seems odd and as John said above, is humid and may cause a mold issue.2 - Why would you not want it on in the winter? 

Of course, this assumes you're keeping track of everything religiously, as it would be hard to reconcile such records and ensure completeness.Otherwise, look into hiring a bookkeeper/accountant/CPA who can provide this as a service for you and can help advise you proactively, so you can prevent issues rather than remedying them after the fact.

I’m aware of marketing being the majority of that budget.

Never had an issue in the past with a tenant of 10+ years but they recently moved out and we are trying to figure out the best way to add something in the lease just in case someone goes nuts with utilities(tries mining crypto or something that would run up the bill a crazy amount).

Were there any unexpected issues? 

Home and land was owned by a hoarder so major cleanup was needed.