Hopefully I have a little better luck here.My current employer offers an exceptional benefit through PST, or our profit-sharing trust, program.

My main question is after I purchase my first property purchase, how do I purchase another without the 20% down.

One of the big benefits of using the same lender is, besides building relationship, they have all your information already, so you don't have to spend hours trying to submit all the necessary documents.

It's a great business that can benefit both landlord and tenant but it's not for everyone.  

My main question is what kind of market do you think you'll be attracting with a 4BR furnished rental?

If they are determined to be employees and you have no Workers Compensation coverage, you would probably be facing fines and you would be liable for the Workers Comp. benefits that the injured employee would have been entitled to.

The main takeaway for me is this: you may be able to ask the listing agent to take only 3 percent rather than 5 to act as a transaction broker.

Cost segregation studies are often performed to isolate and value the individual components so these items can then be depreciated separately over shorter lives.Whether it is worth it from a cost benefit standpoint for SFR's in my opinion is debatable. 

This is my first post on Bigger Pockets, so I'll ask my main question and then try to provide some perspective to help you answer it.

I also focus on big multifamily and was mainly doing that before getting into retail many years ago.