Maybe it evens out, I'm not sure.Permitting services are very common in Florida, and while I'm biased since it's how I make a living I'd suggest pulling your own permits a couple times in your market area and decide for yourself what value it has.

We’ve also asked them to keep the screen door unlocked so that we can use the key to enter if they are not home.Tenant is active duty military living with his girlfriend.

I think all scenarios can be different and also different depending on what state you live in, so I don't know how people on here could (or should) generically advise on that one.

We want to buy a multi family of 2-3 units and house hack by living in one and renting out the other one or two units.

think bigger. we build a triplex that's very popular in columbus. for house hacking unless you want to live with your tenants or rent bedrooms out push the dwelling units up and run the numbers. as long as you can qualify for it 

Depending where you live, cash flow is not king.

Should I try to get them to extend term to 24 months and drop the origination fee to 1%?

One was the home address that I initially entered, two were duplicates of an employer's address from about 20 years ago, one was an old Mailbox Etc address that I had about 20 years ago, one was an out-of-state address from about 35 years ago, and there was a duplicate of that address with an incorrect zip code and street name suffix, and the last one was an apartment that I lived in when I was in college a long time ago.

FL NO,MAYBE you will get 3% ,  I live in FL and its all very overpriced.

I also have invested on the north side of the city in Albany Park and Irving Park neighborhoods because I was comfortable with them after having lived there back in grad school.