My only plan when I started this was to earn a better return than anywhere else by using my comparative advantages (high knowledge of construction, DIY abilities, intimate knowledge of my geography, location in a cheap but growing area) to affect my return in a way that was impossible in other arenas.

I have a legal business in the U.S. that has been open 1.5 years and I'm wondering if anyone has any good recommendations for a personal or business loan that will give me the best rate for this purchase? 

My broker couldn't get me my typically personal rate since it was so close to businesses and the homes are in my LLC.

I did pay them to do it since they've done the majority of the work so far and are finishing the job up and have done everything at reasonable rates. 

My sister has a decent sized rental portfolio and has seen her cash flow totally eroded over the past 5 years even after refinancing all the properties to rock bottom interest rates during the pandemic due to the tax increases, and many of them are more than 2/3 of the way paid off.

Analyze potential investment properties based on factors such as purchase price, renovation costs, potential lease revenues, vacancy rates, property taxes, insurance costs, and ROI .

Im looking for ideas from other investors that are requesting Vacancy rates from their property manager.

There are a lot of these coming about now due to people having such a low interest rate.

At these rates, it seems like it would be better (for now) to wait on the sidelines and get a high-dividend REIT.So my questions are:1.

Since the interest rates are high right now and prices pushed back a little bit I thought about doing an owner finance on a five year balloon.Thinking about paying it off in full and then turning around and doing an owner finance at a value somewhere between its current condition value and the ARV.