Or is it something like property capex where it comes due at point or another but you may just get burned alive one year? 

If you're going to burn the ships and go all in NOW, then maybe paying the penalty makes sense for you.

Assuming appreciation will bump the value up in x amount of years is speculation that takes you out of control of your investment and leaves you vulnerable to get burned. 

I’ve seen it too many times that people get sick of their rentals or get burned trying to flip houses. 

But if my numbers are accurate and you overpay for a property you crash and burn.

Previous owner didn't have a good grasp on how gravity works and removed it so he could throw wood down to the basement where he had a wood burning stove.

I do not want to burn bridges, but I do hope that one day we can find the time to work with each other.

P.S Our home wasn't burned down in the Tick Fire in California but we had to evacuate for 2 days.

P.S Our home wasn't burned down in the Tick Fire in California but we had to evacuate for 2 days.

I would like to invest money into real estate to create financial freedom which is the goal and hope we can figure out what to do in our situation.P.S Our home wasn't burned down in the Tick Fire in California but we had to evacuate for 2 days.